How will I know if someone has stolen my personal data?
Be on the lookout for signs that someone is misusing your information. The sooner you can spot the problem, the faster and less expensively you’ll be able to get your affairs back to normal.
Some of the warning signs include:
- Unusual activity on a credit card or bank account.
- Unsolicited credit cards you didn’t apply for.
- Bounced checks resulting from unauthorized withdrawals from your account.
- Unwarranted collection notices or calls from collection agencies.
- Unexpected bills for accounts you never opened.
- Missing bills or statements that you would normally receive. A false change of address may have been filed to prevent you from receiving bills that would reveal unauthorized activity on your accounts.
Another “red flag” is being denied credit when you know you qualify, or receiving less favorable credit than you deserve. Someone may have compromised your credit rating by making fraudulent transactions using your account information.
Also be alert to damage to your driving record by violations you didn’t commit. These can even result in revocation or suspension of your license.
In general, watch for any unusual circumstance that might suggest someone is using your accounts, driver’s license, or personal information.
4643 South Ulster Street, Suite 1350, Denver, CO 80237 | Phone: 303-200-1414 | Fax: 303-220-0790 | Toll-Free: 800-828-0119